# Leasing a padel court versus buying it outright > Leasing costs more in total than paying cash — usually 15% to 25% more across the term. What it buys is the first year: no capital outlay for the court, working capital left in the business, and ownership at the end anyway. Source: https://padel-leasing.vercel.app/blog/padel-court-leasing-vs-buying Published: 2026-08-20 Author: ulysse-pauchon · Reviewed by: dorian-bargigli on 2026-08-18 Market: both --- ## The total is higher. Say it first. Any comparison that opens with the advantages of leasing loses the reader, because the reader can do the arithmetic. Seven years of payments on a $52,000 court comes to more than $52,000. The premium is the cost of the money, and it lands somewhere between 15% and 25% of the cash price depending on credit quality and term. What you are buying with that premium is timing. A club that pays cash has $52,000 less in the bank on opening day, which is the day it most needs cash for staff, stock and marketing. A club that leases opens with the same court and its working capital intact. ## What the premium actually buys It buys the first year, and the first year is the one that decides whether a club survives. A court bought outright takes its full price out of the account on the day the slab is poured — which is the same month you are hiring staff, buying stock, printing signage and paying for the launch. A leased court takes a monthly payment instead, and the difference stays in the business as working capital. That is not a rhetorical advantage: a padel court takes six to twelve months to reach steady-state occupancy, and the money that carries a club through that ramp-up is the money it did not spend on the asset. The second thing the premium buys is speed. A lease decision on a court of this size typically comes back in 48 to 72 hours, subject to a site survey; a bank facility for the same amount is a matter of weeks, sometimes a quarter, and it usually consumes borrowing capacity you would rather keep for the building. ## One court now, or two This is the comparison that actually gets made, and almost nobody frames it correctly. The question is rarely lease-one-court against buy-one-court. It is buy one court now against lease two, because the monthly payment on two courts is a fraction of the cash price of one. Two courts do not double a club's revenue — they more than double it, because a single court cannot host a round-robin, cannot run a league night, and loses every booking that arrives when it is occupied. Operators consistently report that the second court is the one that turns a padel offer into a padel business. Set against that, a finance premium of 15% to 25% on the asset is a small number. The honest counterweight: two courts also double the groundwork, and the groundwork is paid at the start whichever way the court itself is financed. ## When buying is the better answer Three cases, stated plainly. If the capital is genuinely idle — sitting in an account earning nothing, with no competing use in the next two years — then paying cash avoids the finance premium and there is no argument against it. If the organisation cannot service a fixed monthly commitment through a quiet winter, a lease converts a seasonal revenue problem into a default, and that is a worse problem than a slower opening. And if the project is a single court on an existing slab for an owner who already has the site, the total amount is small enough that the finance premium buys very little flexibility. Everywhere else — a new site, a multi-court build, a club that also has to fund the opening — the timing argument is the one that holds. --- ## Citable figures Each figure below carries its primary source and the year it applies to. If you quote one, quote the year with it — a tax figure without a year goes stale in silence. - **$1.3 trillion** — Annual United States equipment and software investment financed through leases and loans. Source: [Equipment Leasing and Finance Association](https://www.elfaonline.org/data/), 2025. - **£35,000** — Published cost of the ground beam, base and drainage for one padel court. Source: [LTA Padel](https://ltapadel.org.uk/build-a-padel-court/), 2025. - **20 × 10 m** — Playing surface of a padel court under the FIP rules, identical across every model. Source: [International Padel Federation](https://www.padelfip.com/rules-of-padel/), 2026. --- ## Questions and answers **Is leasing cheaper than buying?** No, not in total. Across the term you pay 15% to 25% more than the cash price. Leasing buys timing and cash preservation, not a lower total cost. Anyone who tells you otherwise is describing a payment schedule as if it were a discount. **What happens at the end of the lease?** Under a dollar-buyout structure the court becomes yours for a nominal payment, with no renegotiation and no obligation to return or refurbish it. Under a fair-market-value lease you return it, renew, or buy it at its market value at that date — which is not knowable when you sign. **What is not included in the monthly payment?** The groundwork. Excavation, slab, drainage, electrical supply and permits are quoted line by line and paid when the work is done. Everything that arrives on the truck — structure, glass, turf, net, lighting — plus freight and installation, is in the monthly payment. **Can a brand-new club lease a court?** Usually yes, subject to credit approval, though a new entity typically needs a personal guarantee or a larger first payment. Plan for six to twelve months of ramp-up before occupancy settles, and size the commitment against the quiet months rather than the good ones. --- ## About the publisher Padel Leasing builds and finances padel courts and leases them over 84 months, with site works quoted separately. Figures on this page are indicative and are not tax advice. Contact: hello@padelleasing.com · https://padel-leasing.vercel.app/contact